Monthly Archives September 2015

The history of crises

23.09.2015 Uncategorized

The people are different. Some are used to living on credit, someone takes out a loan only in some cases – for example, purchasing property, and someone actually used to live within our means. But as in anyone’s life there are different moments, you never know what expenses are coming.
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There are situations when, for example, money is necessary very urgently, and even made savings are insufficient. Sometimes, what to take to borrow money at some point is very advantageous, because you can buy something at a discount, or to conclude any deal in business.

But where is the money in debt? Of course, if we are talking about a small amount, you can turn to friends, acquaintances, or to loan the money at work...

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Commercial banks Japan

23.09.2015 Uncategorized

The basis of the banking system of Japan – nationwide. banks. The total volume of capital amounting to about 80% of the total capital of the entire banking system of the country.
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Nationwide banks include city banks, regional banks, regional banks, second-class, long-term credit banks and trust banks. The core credit of the banking system city banks are. Japanese banks are the largest financial groups: banks “DIGITE Kanggye Bank”, “Sakura”, “Fuji Bank, Mitsubishi Bank, Asahi”, “Sanwa Bank, Sumitomo Bank, Tokai Bank”. Most of their headquarters are located in Tokyo and Osaka.

Regional banks, like city, are also commercial, but inferior to them in terms of capital and operations. They are situated mainly in small and medium towns...

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Monetary management in the country.

23.09.2015 Uncategorized

Through the Bank of Japan, Ministry of Finance, Federation of economic organizations (“Keidanren”).

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Basic methods of regulation: setting standards of loan interest, administrative measures, undertaken jointly with the government through the monetary system, the system of required reserves, open market transactions and foreign exchange. If, prior to the 1970s was dominated by administrative forms of regulation, their value is further decreased, and the role of market-valuation methods has increased. In connection with the General shift to neo-conservative economic course in credit and banking sphere (the 1981 act) of the state administrative control over activity of banks was somewhat weakened...

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The Bank of Japan (Bank of Japan)

23.09.2015 Uncategorized

At the head of the banking system of Japan is the Central Bank – the Bank of Japan, 55% of whose shares belongs to the state.

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Private shareholders in Bank management do not participate. The authorized capital of the Bank of Japan is 100 million yen. The main functions of the Bank of Japan, besides printing money (this is his exclusive right), is part of monetary regulation of the economy, including implementation of international payments, conducting money market operations, cash and Treasury services.

The Bank operates on the basis of the act of 1942, which put it under strict governmental control and gave the Finance Minister the right to change the policy of the Bank of Japan. In 1949 was established the Political Committee (Committee policy)...

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The banking system of Japan

23.09.2015 Uncategorized

The emergence of the first banks in Japan belongs to the XVII century, due to the need to service the banking capital of a developing Commerce, industry and agriculture. In 1617 in Osaka were first issued paper money backed by silver and is formed by the Association of bankers which guaranteed the security of banknotes.
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By the mid-nineteenth century increased the openness of Japan to foreign influence and economic restructuring of the country in the Meiji period (1868-1912) produced a rapid development of the banking system, which was the active impact of the state. In this period, organized the largest banking institutions specializing in certain types of loans. In 1880 was established the Bank of Yokohama gold and silver. In 1882 began operating the Bank of Japan...

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